Credit card installments gaining share vs BNPL; card networks positioning installments as.

PYMNTS signaled an acquisition thesis on September 18, 2026.

Primary

PYMNTS

Date

September 18, 2026

Sub-sector

BNPL

BNPL founders face increased competition from incumbent card networks adopting installment offerings at scale. This signals major buyers (Visa, Mastercard, issuers) are doubling down on installments as a strategic category, potentially reducing standalone BNPL differentiation and exit multiples.

Primary company

PYMNTS

Counterparty

Not disclosed

Amount

Not disclosed

Event date

September 18, 2026

Sub-sector

BNPL

HQ

Not disclosed

Structure

Not disclosed

Source published

Not disclosed

Publisher

PYMNTS

Source: pymnts.com