CFPB Final Rule on Fair Lending Enforcement under ECOA

Consumer Financial Protection Bureau issued Final Rule on April 22, 2026.

Primary

Consumer Financial Protection Bureau

Structure

Final Rule

Date

April 22, 2026

Sub-sector

Regtech / KYC / AML

CFPB narrows disparate impact liability under ECOA, raising evidentiary standards and eliminating broad bias theories, affecting unsecured lending, credit cards, auto finance, and personal loans.

Primary company

Consumer Financial Protection Bureau

Counterparty

—

Amount

—

Event date

April 22, 2026

Sub-sector

Regtech / KYC / AML

HQ

—

Structure

Final Rule

Source published

May 11, 2026

Publisher

Mondaq

Source: mondaq.com