Regulatory · Lending Tech (Consumer) · 2021

CFPB closes investigation into cash advance product without enforcement

Digital banking platform (unnamed) issued Investigation closure / no enforcement action affecting Consumer Financial Protection Bureau on September 27, 2021.

Primary
Digital banking platform (unnamed)
Counterparty
Consumer Financial Protection Bureau
Structure
Investigation closure / no enforcement action
Date
September 27, 2021
Sub-sector
Lending Tech (Consumer)

CFPB declined enforcement against earned wage access product after CID investigation, signaling regulatory scrutiny of cash advance models remains active despite non-action.

Counterparty
Consumer Financial Protection Bureau
Amount
Not disclosed
Event date
September 27, 2021
HQ
Not disclosed
Structure
Investigation closure / no enforcement action
Source published
October 13, 2021
Publisher
National Law Review

Source: natlawreview.com