Regulatory · Payments · 2025

OSFI signals plan to streamline bank licensing for fintechs and credit unions

Office of the Superintendent of Financial Institutions (OSFI) issued regulatory policy shift on October 1, 2025.

Primary
Office of the Superintendent of Financial Institutions (OSFI)
Structure
regulatory policy shift
Date
October 1, 2025
Sub-sector
Payments

OSFI head commits to revamping risk appetite and reducing barriers to bank licensing within one year to increase competition in Canada's concentrated banking sector.

Counterparty
Amount
Event date
October 1, 2025
Sub-sector
Payments
HQ
Structure
regulatory policy shift
Source published
December 18, 2025
Publisher
The Globe and Mail

Source: theglobeandmail.com