Regulatory · Crypto / Digital Assets · 2025

Ripple receives OCC conditional approval for federal trust bank charter

Ripple issued Federal trust bank charter conditional approval affecting Office of the Comptroller of the Currency (OCC) on December 12, 2025.

Primary
Ripple
Counterparty
Office of the Comptroller of the Currency (OCC)
Structure
Federal trust bank charter conditional approval
Date
December 12, 2025
Sub-sector
Crypto / Digital Assets

Ripple transitions from fintech to federally regulated fiduciary, enabling institutional custody and direct Fed access while positioning XRP as infrastructure for global settlement.

Primary company
Ripple
Amount
Event date
December 12, 2025
HQ
Structure
Federal trust bank charter conditional approval
Source published
December 23, 2025
Publisher
FinancialContent / MarketMinute

Source: markets.financialcontent.com