Regulatory · Regtech / KYC / AML · 2026

OCC denies Wise national trust bank charter over AML/CFT deficiencies

Wise issued Charter application denial affecting Office of the Comptroller of the Currency on July 1, 2026.

Primary
Wise
Counterparty
Office of the Comptroller of the Currency
Structure
Charter application denial
Date
July 1, 2026
Sub-sector
Regtech / KYC / AML

OCC rejected Wise's federal bank charter due to insufficient AML/CFT controls and management experience, signaling heightened compliance standards for fintech bank applicants.

Primary company
Wise
Amount
Not disclosed
Event date
July 1, 2026
Sub-sector
Regtech / KYC / AML
HQ
Not disclosed
Structure
Charter application denial
Source published
August 10, 2026
Publisher
PYMNTS

Source: pymnts.com