Regulatory · PAD/ACH & Bank Rails · 2026

EBA clarifies TARGET accounts don't satisfy PSD2 safeguarding—affects payment institution

Name: EBA clarifies TARGET accounts don't satisfy PSD2 safeguarding—affects payment institution
Creator: Windsor Drake

EBA issued regulatory on July 3, 2026.

Primary: EBA
Structure: regulatory
Date: July 3, 2026
Sub-sector: PAD/ACH & Bank Rails

This regulatory clarification creates immediate compliance burden for EU payment institutions and fintechs offering payment services. Sub-$250M founders operating in the PSD2 space

Primary company: EBA
Counterparty: Not disclosed
Amount: Not disclosed
Event date: July 3, 2026
Sub-sector: PAD/ACH & Bank Rails
HQ: Not disclosed
Structure: regulatory
Source published: Not disclosed
Publisher: FintechTimes

Source: thefintechtimes.com

Other regulatory events in PAD/ACH & Bank Rails

Primary	Event type	Sub-sector	Date
EBA Clearing	Regulatory	PAD/ACH & Bank Rails	July 3, 2026
J.P. Morgan	Regulatory	PAD/ACH & Bank Rails	July 3, 2026
Stripe	Regulatory	PAD/ACH & Bank Rails	June 26, 2026
Nacha	Regulatory	PAD/ACH & Bank Rails	June 26, 2026
Bank of England	Regulatory	PAD/ACH & Bank Rails	June 25, 2026
Fiserv	Regulatory	PAD/ACH & Bank Rails	June 23, 2026