Sub-sector
PAD/ACH & Bank Rails
Sourced fintech market events in PAD/ACH & Bank Rails. 107 events tracked across M&A, funding, partnerships, product launches, regulatory, buyer theses, personnel moves, and customer wins.
107 Events
$425M Disclosed value
$50M Median value
Windsor Drake tracks 107 sourced fintech market events in PAD/ACH & Bank Rails from 2021–2026, each with a cited source. Across the 6 with disclosed values, total disclosed value is $425M, with a median of $50M. The largest disclosed deal is GoCardless raises £200 million Series G, achieves unicorn valuation at $252M. Activity was heaviest in 2026, with 90 tracked events.
Frequently asked questions
How many fintech events in PAD/ACH & Bank Rails does Windsor Drake track?
Windsor Drake tracks 107 sourced fintech market events in PAD/ACH & Bank Rails from 2021–2026, each backed by a cited source.
What is the typical deal size in PAD/ACH & Bank Rails?
Across 6 events in PAD/ACH & Bank Rails with disclosed values, the median is $50M and total disclosed value is $425M.
What is the largest PAD/ACH & Bank Rails deal tracked?
GoCardless raises £200 million Series G, achieves unicorn valuation, at $252M.
By event type
Most active companies in PAD/ACH & Bank Rails
Events
| Primary | Event type | Counterparty | Value | Sub-sector | Date |
|---|---|---|---|---|---|
| Standard Chartered | Product Launch | PAD/ACH & Bank Rails | August 21, 2026 | ||
| TerraPay | Strategic Partnership | PAD/ACH & Bank Rails | August 21, 2026 | ||
| Jack Henry | Customer Win | PAD/ACH & Bank Rails | August 20, 2026 | ||
| Modulr | Strategic Partnership | PAD/ACH & Bank Rails | August 19, 2026 | ||
| Intermax | Transaction | Western Union | PAD/ACH & Bank Rails | August 17, 2026 | |
| Afriex | Strategic Partnership | PAD/ACH & Bank Rails | August 17, 2026 | ||
| finby | Product Launch | PAD/ACH & Bank Rails | August 13, 2026 | ||
| Sionic | Product Launch | PAD/ACH & Bank Rails | August 13, 2026 | ||
| Flywire | Strategic Partnership | PAD/ACH & Bank Rails | August 12, 2026 | ||
| GLN | Strategic Partnership | PAD/ACH & Bank Rails | August 11, 2026 | ||
| Hana Bank | Strategic Partnership | PAD/ACH & Bank Rails | August 10, 2026 | ||
| Credit Union 1 | Strategic Partnership | PAD/ACH & Bank Rails | August 7, 2026 | ||
| Worldline | Strategic Partnership | PAD/ACH & Bank Rails | August 7, 2026 | ||
| ACI Worldwide | Strategic Partnership | PAD/ACH & Bank Rails | August 6, 2026 | ||
| Lineage Bank | Regulatory | PAD/ACH & Bank Rails | July 31, 2026 | ||
| Bank for International Settlements | Buyer Thesis | PAD/ACH & Bank Rails | July 31, 2026 | ||
| Wise | Strategic Partnership | PAD/ACH & Bank Rails | July 30, 2026 | ||
| Nacha | Buyer Thesis | PAD/ACH & Bank Rails | July 30, 2026 | ||
| RBC | Product Launch | PAD/ACH & Bank Rails | July 30, 2026 | ||
| Bloomsbury Money | Strategic Partnership | PAD/ACH & Bank Rails | July 30, 2026 | ||
| Increase | Product Launch | PAD/ACH & Bank Rails | July 29, 2026 | ||
| European Payments Initiative | Strategic Partnership | PAD/ACH & Bank Rails | July 20, 2026 | ||
| EFICYENT | Strategic Partnership | PAD/ACH & Bank Rails | July 17, 2026 | ||
| BBVA | Product Launch | PAD/ACH & Bank Rails | July 17, 2026 | ||
| Pay.UK | Personnel Move | PAD/ACH & Bank Rails | July 16, 2026 | ||
| Linux Foundation | Strategic Partnership | PAD/ACH & Bank Rails | July 16, 2026 | ||
| America's Credit Unions | Regulatory | PAD/ACH & Bank Rails | July 15, 2026 | ||
| Accredited Standards Committee X9 | Regulatory | PAD/ACH & Bank Rails | July 14, 2026 | ||
| ACE Money Transfer | Strategic Partnership | PAD/ACH & Bank Rails | July 13, 2026 | ||
| Visa | Strategic Partnership | PAD/ACH & Bank Rails | July 13, 2026 | ||
| Monevium | Regulatory | PAD/ACH & Bank Rails | July 11, 2026 | ||
| Meadows Bank | Transaction | America First Federal Credit Union | PAD/ACH & Bank Rails | July 10, 2026 | |
| ClearBank | Personnel Move | PAD/ACH & Bank Rails | July 10, 2026 | ||
| Siam Commercial Bank | Strategic Partnership | PAD/ACH & Bank Rails | July 10, 2026 | ||
| FedNow Service | Product Launch | PAD/ACH & Bank Rails | July 9, 2026 | ||
| ValorPay UAB | Regulatory | Bank of Lithuania | PAD/ACH & Bank Rails | July 9, 2026 | |
| M-DAQ Global | Strategic Partnership | PAD/ACH & Bank Rails | July 7, 2026 | ||
| JPMorgan Chase | Strategic Partnership | PAD/ACH & Bank Rails | July 7, 2026 | ||
| PayPal | Strategic Partnership | PAD/ACH & Bank Rails | July 3, 2026 | ||
| MANSA | Strategic Partnership | PAD/ACH & Bank Rails | July 3, 2026 | ||
| EBA Clearing | Regulatory | PAD/ACH & Bank Rails | July 3, 2026 | ||
| J.P. Morgan | Regulatory | PAD/ACH & Bank Rails | July 3, 2026 | ||
| EBA | Regulatory | PAD/ACH & Bank Rails | July 3, 2026 | ||
| Swift | Strategic Partnership | PAD/ACH & Bank Rails | July 2, 2026 | ||
| Barclays | Strategic Partnership | PAD/ACH & Bank Rails | July 2, 2026 | ||
| Velera | Personnel Move | PAD/ACH & Bank Rails | July 2, 2026 | ||
| Pay.UK | Product Launch | PAD/ACH & Bank Rails | July 1, 2026 | ||
| SWIFT | Buyer Thesis | PAD/ACH & Bank Rails | July 1, 2026 | ||
| NCR Atleos Corporation | Customer Win | PAD/ACH & Bank Rails | June 30, 2026 | ||
| Finastra | Customer Win | PAD/ACH & Bank Rails | June 29, 2026 | ||
| Stripe | Regulatory | PAD/ACH & Bank Rails | June 26, 2026 | ||
| Nacha | Regulatory | PAD/ACH & Bank Rails | June 26, 2026 | ||
| Bank of England | Regulatory | PAD/ACH & Bank Rails | June 25, 2026 | ||
| Fiserv | Regulatory | PAD/ACH & Bank Rails | June 23, 2026 | ||
| Nordiska | Strategic Partnership | PAD/ACH & Bank Rails | June 23, 2026 | ||
| European Payments Initiative | Strategic Partnership | PAD/ACH & Bank Rails | June 23, 2026 | ||
| PYMNTS | Buyer Thesis | PAD/ACH & Bank Rails | June 19, 2026 | ||
| Federal Reserve | Regulatory | PAD/ACH & Bank Rails | June 18, 2026 | ||
| FLEX Payment Solutions | Product Launch | PAD/ACH & Bank Rails | June 18, 2026 | ||
| PaidBy | Strategic Partnership | PAD/ACH & Bank Rails | June 18, 2026 | ||
| Interchecks | Funding Round | $50M | PAD/ACH & Bank Rails | June 17, 2026 | |
| Pine Labs | Product Launch | PAD/ACH & Bank Rails | June 16, 2026 | ||
| ACI Worldwide | Strategic Partnership | PAD/ACH & Bank Rails | June 15, 2026 | ||
| PYMNTS | Buyer Thesis | PAD/ACH & Bank Rails | June 15, 2026 | ||
| SWIFT | Regulatory | PAD/ACH & Bank Rails | June 14, 2026 | ||
| PYMNTS | Buyer Thesis | PAD/ACH & Bank Rails | June 12, 2026 | ||
| Zelle | Product Launch | PAD/ACH & Bank Rails | June 12, 2026 | ||
| BTS | Strategic Partnership | PAD/ACH & Bank Rails | June 9, 2026 | ||
| GoCardless | Product Launch | PAD/ACH & Bank Rails | June 6, 2026 | ||
| Euro Exchange Securities | Regulatory | PAD/ACH & Bank Rails | June 5, 2026 | ||
| Национальный банк Грузии | Product Launch | PAD/ACH & Bank Rails | June 3, 2026 | ||
| National Bank of Georgia | Product Launch | PAD/ACH & Bank Rails | June 3, 2026 | ||
| Narodowy Bank Gruzji | Product Launch | PAD/ACH & Bank Rails | June 3, 2026 | ||
| CCBank | Product Launch | PAD/ACH & Bank Rails | June 3, 2026 | ||
| Národná banka Gruzínska | Product Launch | PAD/ACH & Bank Rails | June 3, 2026 | ||
| Embed | Transaction | OpenFX | PAD/ACH & Bank Rails | June 2, 2026 | |
| Banfico | Regulatory | PAD/ACH & Bank Rails | June 2, 2026 | ||
| Coins.ph | Strategic Partnership | PAD/ACH & Bank Rails | June 1, 2026 | ||
| Equals Money | Product Launch | PAD/ACH & Bank Rails | June 1, 2026 | ||
| Mastercard | Strategic Partnership | PAD/ACH & Bank Rails | June 1, 2026 | ||
| U.S. Faster Payments Council | Regulatory | PAD/ACH & Bank Rails | May 29, 2026 | ||
| Jack Henry | Strategic Partnership | PAD/ACH & Bank Rails | May 29, 2026 | ||
| Bank of International Settlements | Regulatory | PAD/ACH & Bank Rails | May 29, 2026 | ||
| BIS | Regulatory | PAD/ACH & Bank Rails | May 28, 2026 | ||
| The Clearing House | Buyer Thesis | PAD/ACH & Bank Rails | May 27, 2026 | ||
| Garanti BBVA | Product Launch | PAD/ACH & Bank Rails | May 26, 2026 | ||
| US Senate Federal Credit Union | Product Launch | PAD/ACH & Bank Rails | May 21, 2026 | ||
| NCR Atleos Corporation | Product Launch | PAD/ACH & Bank Rails | May 21, 2026 | ||
| Federal Reserve | Regulatory | PAD/ACH & Bank Rails | May 20, 2026 | ||
| PesaLink | Strategic Partnership | PAPSS | PAD/ACH & Bank Rails | March 23, 2026 | |
| Central Bank of Liberia | Strategic Partnership | Mojaloop Foundation, ThitsaWorks, AfricaNenda Foundation | PAD/ACH & Bank Rails | December 16, 2025 | |
| GoCardless | Transaction | Mollie | PAD/ACH & Bank Rails | December 12, 2025 | |
| Clerq | Funding Round | 645 Ventures | $21M | PAD/ACH & Bank Rails | October 28, 2025 |
| Lean Technologies | Funding Round | General Catalyst, Bain Capital Ventures, Stanley Druckenmiller, Arbor Ventures | $68M | PAD/ACH & Bank Rails | November 11, 2024 |
| Visa | Product Launch | PAD/ACH & Bank Rails | November 7, 2024 | ||
| Nium | Strategic Partnership | Partior | PAD/ACH & Bank Rails | November 5, 2024 | |
| XTransfer | Strategic Partnership | J.P. Morgan, Deutsche Bank, Bank of China, DBS Bank, Visa | PAD/ACH & Bank Rails | November 4, 2024 | |
| Airwallex | Strategic Partnership | Plaid Inc. | PAD/ACH & Bank Rails | December 8, 2022 | |
| Brite Payments | Product Launch | PAD/ACH & Bank Rails | November 15, 2022 | ||
| Visa | Buyer Thesis | PAD/ACH & Bank Rails | October 25, 2022 | ||
| Marqeta | Customer Win | Raiffeisen Centrobank | PAD/ACH & Bank Rails | October 25, 2022 | |
| Onward | Funding Round | Citi Ventures | $10M | PAD/ACH & Bank Rails | October 1, 2022 |
| Zepto | Funding Round | AirTree Ventures, Decade Partners | $25M | PAD/ACH & Bank Rails | March 1, 2022 |
| Dwolla | Strategic Partnership | Infinicept | PAD/ACH & Bank Rails | December 3, 2021 | |
| Bank of London | Product Launch | PAD/ACH & Bank Rails | December 3, 2021 | ||
| Clio | Product Launch | PAD/ACH & Bank Rails | October 26, 2021 | ||
| GoCardless | Funding Round | JP Morgan | $252M | PAD/ACH & Bank Rails | October 5, 2021 |